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OFFER TERMS AND CONDITIONS: 

    1. This Marketing Program (“Offer”) is offered by SBI Card & Payment Services Ltd.  (“SBICPSL”) under an arrangement with MONTE CARLO FASHIONS LIMITED (“Partner”).  
    2. It is open to all legal residents of India holding a valid and current SBI/Tata Credit Card  excluding SBI/Tata Corporate Credit Card, SBI Paytm Cobrand Card and Cashback Card  (“Cardholder”). Offer is not valid on Rupay Credit Card transactions done via UPI.  
    3. The Validity of the Program (“Term”) is from 10.07.2025 (00:00 hrs) till 18.08.2025 (23:59  hrs), (both days including) unless extended by SBICPSL and MONTE CARLO FASHIONS  LIMITED. by mutual consent in writing for a further period “additional term”.  
    4. Under this Program, cardholder can avail:  
    a. 5% Cashback at Monte Carlo outlets and qvoltdgp.top/ (mentioned on  www.sbicard.com) using SBI Credit card, during the offer term.  
    b. Minimum Transaction Amount: ₹ 6000. Maximum Cashback: ₹ 500 per card  account during the offer term only.  
    c. Offer is valid only at select Monte Carlo stores and https://qvoltdgp.top
    5. Delinquent and blocked SBI/Tata Cardholders will not qualify for this Offer.  
    6. In case of full cancellation/return of your order, transaction will not qualify for the Offer  under this program. If you cancel a part of your order, you will qualify for the Offer only on  the net amount you pay on the basis eligibility and meeting minimum transaction amount.  
    7. Cashback will be posted only for those transactions where Merchant ID / Terminal ID is  available with SBI Card. For transactions where Merchant ID / Terminal ID is not available  with SBI Card (has not been provided by Partner / Merchant), cashback posting will be done  within 7 days of receiving customer request.  
    8. Cashback for eligible transactions would be posted by 17.10.2025 

    Other Terms and Conditions: 

    1. The above Offer is by way of a special offer for SBI/Tata Credit Cardholders only excluding  SBI/Tata Corporate Credit Cardholders and nothing contained herein shall prejudice or  affect the terms and conditions of the card member agreement between SBI and their  Clients. The terms of the above Program shall be in addition to and not in derogation of the  terms contained in the card member agreement Merchant EMI Terms and Conditions and  Rewards Terms & Conditions.  
    2. Any query regarding the program will be entertained only till 17.11.2025. Post such date,  SBICPSL & Monte Carlo Fashions Limited. will not entertain any correspondence or  communication in any manner whatsoever regarding this Program from any persons.  
    3. As per Rewards Terms & Conditions, Reward points accrued on offer eligible transactions  will be forfeited. Reward points will be forfeited for all transactions done during offer period SBI Card Internal and considered for Offer computation. At the time of forfeiture in case the Cardholder has  inadequate Reward Point balance, then an amount equivalent to Reward Points to be  Forfeited will be debited from the Cardholder’s account. Effective offers launched from 01  December 2023, reward points forfeiture will be done within 90 days of Cashback posting  date for Cashback offers. In case of Instant Discount offers, reward points forfeiture will be  done within 6 months of end of offer month. For example, an Instant discount offer ends on  15th December 2023. In this case, end of offer month will be 31st December 2023. Hence,  Reward Points forfeiture will happen after 31st December 2023 and before/on 30th June  2024 SBICPSL does not endorse any of the products or brands being offered under the  Program and will not accept any direct liability pertaining to the quality, merchantability,  fitness, delivery or after sales service of such products which shall be at the sole liability to  Monte Carlo Fashions Limited.  
    4. All the existing offers, gifts, discounts etc. that are being offered can be availed by the  Cardholders as part of this exclusive offer as mentioned in this communication.  
    5. Pictures of products shown in the communication sent to the customer either through  mailers or advertised on the website, are representative only and may not bear a  resemblance to the actual products. None of the parties shall under any circumstances be  responsible towards the same.  
    6. Products offered under this program are subject to availability from the respective  participating merchants/sellers of Monte Carlo Fashions Limited. and accordingly  SBICPSL in no circumstances shall be liable for non-availability of any of the products.  
    7. SBICPSL shall adhere, cater and ensure on best effort basis to perform the agreed terms  and conditions of the program.  
    8. Under no circumstances will the offer/cashback being offered under this Program be  settled with cash in lieu by SBICPSL or by Monte Carlo Fashions Limited.  
    9. Returned transactions, disputed transactions (closed in customer favour) or  unauthorized/fraudulent transactions will not be considered for the Offer.  
    10. SBICPSL will not entertain any correspondence regarding the validity or acceptability of any  additional benefits offered by Monte Carlo Fashions Limited. on products/services made  available by it and the same shall be at the sole risk and consequences of Monte Carlo  Fashions Limited. and without reference to SBICPSL.  
    11. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by  the Cardholder as applicable at the time the respective Programs were offered.  12. This Offer shall be subject to all applicable laws, rules and regulations which are in  existence and which may be promulgated anytime by any statutory authority.  13. SBICPSL reserves the right to disqualify the Cardholder(s) from the benefits of the Offer, if  any fraudulent activity is identified as being carried out for the purpose of availing the  benefits under the said Offer or otherwise by use of the Card subject to intimation to Monte  Carlo Fashions Limited. of such disqualification.  
    14. Any person availing this Offer shall be deemed to have accepted these terms and  conditions.  
    15. SBICPSL and Monte Carlo Fashions Limited. reserve the right, at any time, without prior  notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all  of these terms and conditions or to replace, wholly or in part, this offer by another offer,  whether similar to this Offer or not, or to extend or withdraw it altogether.  
    16. Delinquent SBI/Tata credit card members will not qualify for this Offer. 

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    17. Cardholders are not bound in any way to participate in this Offer. Any participation is  voluntary and the Offer is being made purely on a best effort basis.  
    18. Nothing herein amounts to a commitment by SBICPSL to conduct further, similar or other  Offers.  
    19. Any disputes arising out of the Offer between SBICPSL and Cardholder shall be subject to  arbitration by a sole arbitrator to be appointed by SBICPSL for this purpose. The  proceedings of the arbitration shall be conducted as per the provisions of Arbitration and  Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New  Delhi, India and language of arbitration shall be English. The existence of a dispute, if any,  shall not constitute a claim against SBICPSL or Monte Carlo Fashions Limited. or any of its  affiliates.  
    20. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the  purpose of providing marketing or sales related services or any other related services in  relation to its products  
    on its behalf and the customer may be required to deal with such agents/third  parties/service providers with respect to such product/services.  
    21. These terms & conditions shall be governed and interpreted as per the laws of India and  any dispute relating to these terms & conditions shall be subjected to exclusive jurisdiction  of the courts of Delhi. 


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